This page looks at the data elements that comprise each of the state’s message formats. Most of the significant data is contained in the lien notification message, so we will focus on that primarily. Listed below are the data elements that may be present in a message, which states include them, and comments about their value.
In principle, lenders would like to see all the same information in the lien notification message (often referred to as the electronic title) as appears on a paper title from the state.
- VIN – The primary and universal unique vehicle identifier.
- Vehicle Make – ex: FORD
- Vehicle Model Year – ex: 2009
- Vehicle Model – ex: EXPLR
- Vehicle Body Style – ex: TRK
- Vehicle Weight – Often used for determining property tax. Lenders want to verify this was recorded correctly.
- Vehicle Brands – ex: Stolen. This reflects on the value of the vehicle as loan collateral.
- Title Issue Date – If not provided, assume date of receipt.
- Lienholder ID – Which lender is supposed to receive this?
- Lienholder Name – Aids when manually reviewing records.
- Lien Date – Title Issue Date used when this is blank.
- Second Lien Info – Used to identify additional interested parties.
- Owner Address – Important for validating against lienholder records.
- Owner Relationship – When supported, affects who has rights to this title.
- Odometer Reading – This reflects on the value of the vehicle as loan collateral.
Which States Include
|Vehicle Model Year|
|Vehicle Body Style|
|Title Issue Date|
|Second Lien Info|