Category Archives: State ELT Programs

Posts about specific ELT programs

Maryland ELT Coming Soon

Originally posted on

DDI had the privilege of meeting with the Maryland Motor Vehicle Administration (MVA) today to discuss their plans to implement their new ELT program.  Maryland announced their intention to implement an ELT program in April 2013 and issued an RFP looking for service providers.  DDI received a contract to become a Maryland Electronic Lien Service Provider in April 2014.

The MD MVA outlined their plans for the first phase of the MD Electronic Lien Service program.  Initially the ELT program will include the basic transactions, primarily: a notification of lien from the state and release lien and request for a printed title from the lender.  Their expectation is to begin testing the first phase of the program with DDI in June 2014 and to begin processing regular ELT transactions with participating lenders in July 2014.

DDI is working with the Maryland MVA on additional details, including the enrollment processes for lenders to begin participating in the ELS program.  DDI’s ELT solution, Premier eTitleLien®, already incorporates a number of features for handling titles in Maryland, including generating forms and retrieving title record information.

Image above is a 30 foot tall crash dummy located in front of the Maryland MVA Glen Burnie offices.

Meeting with Nevada DMV

Originally posted on

DDI recently had the privilege of meeting with the Nevada DMV to provide feedback about our experiences with the ELT programs of other states.  Nevada is required to implement an ELT system and was meeting with us to talk about our ELT system, implementation timelines, communication protocols, and other electronic lien and title system details.

We discussed with them some of the pros and cons of different message formats, and message exchange.  We noted some of the best features of some state ELT programs (much of which is listed on our site) and highlighted four considerations sometimes overlooked when designing a new ELT program:

  • Allow electronic notation of lien
  • Require ELTs to be released electronically
  • Allow electronic payment of fees
  • Provide a simple enrollment form and process

Nevada’s program will require lenders to participate in the ELT program in order to file a lien. DDI is looking forward to providing ELT service to Nevada lenders and lenders whose customers are Nevada residents.

Image above is playa car (“There is a rusted hulk of a car out on a playa near Winnemucca, NV that I visit every time I am in the area”) by Brian Perttu.

Best Practices Updated

DDI publishes a document entitled “Best Practices for ELT Programs” as a guide for new states considering or constructing an ELT program. We reviewed it in light of several states working on ELT programs in 2013-2014 (Iowa, Maryland, Indiana, Nevada, North Carolina, New Jersey, and possibly others).

One section that was added was a suggestion to allow immediate (non-batch) transactions.

Some transaction situations, such as a release of lien, benefit greatly from the ability to immediately send an ELT transaction rather than depend solely on a daily batch transmission and processing. Refer also to the “Expedited Printing Requests” feature.