19 ELT states now, plus North Carolina and Maryland set to go live this July!
DDI had the privilege of meeting with the Maryland Motor Vehicle Administration (MVA) today to discuss their plans to implement their new ELT program. Maryland announced their intention to implement an ELT program in April 2013 and issued an RFP looking for service providers. DDI received a contract to become a Maryland Electronic Lien Service Provider in April 2014.
The MD MVA outlined their plans for the first phase of the MD Electronic Lien Service program. Initially the ELT program will include the basic transactions, primarily: a notification of lien from the state and release lien and request for a printed title from the lender. Their expectation is to begin testing the first phase of the program with DDI in June 2014 and to begin processing regular ELT transactions with participating lenders in July 2014.
DDI is working with the Maryland MVA on additional details, including the enrollment processes for lenders to begin participating in the ELS program. DDI’s ELT solution, Premier eTitleLien®, already incorporates a number of features for handling titles in Maryland, including generating forms and retrieving title record information.
DDI recently had the privilege of meeting with the Nevada DMV to provide feedback about our experiences with the ELT programs of other states. Nevada is required to implement an ELT system and was meeting with us to talk about our ELT system, implementation timelines, communication protocols, and other electronic lien and title system details.
We discussed with them some of the pros and cons of different message formats, and message exchange. We noted some of the best features of some state ELT programs (much of which is listed on our AllAboutTitles.com site) and highlighted four considerations sometimes overlooked when designing a new ELT program:
- Allow electronic notation of lien
- Require ELTs to be released electronically
- Allow electronic payment of fees
- Provide a simple enrollment form and process
Nevada’s program will require lenders to participate in the ELT program in order to file a lien. DDI is looking forward to providing ELT service to Nevada lenders and lenders whose customers are Nevada residents.
From etitles.blogspot.com: ELT in New Jersey
From etitles.blogspot.com: Michigan Developing ELT
From etitles.blogspot.com: Alabama Requiring ETAPS
DDI publishes a document entitled “Best Practices for ELT Programs” as a guide for new states considering or constructing an ELT program. We reviewed it in light of several states working on ELT programs in 2013-2014 (Iowa, Maryland, Indiana, Nevada, North Carolina, New Jersey, and possibly others).
One section that was added was a suggestion to allow immediate (non-batch) transactions.
Some transaction situations, such as a release of lien, benefit greatly from the ability to immediately send an ELT transaction rather than depend solely on a daily batch transmission and processing. Refer also to the “Expedited Printing Requests” feature.
We’ve updated the site somewhat, including a new blog-style news layout. Previous news:
- 11/12/2012 – Updated most pages to include changes for CA, FL, GA, SD, and WI.
- 11/14/2011 – Updated the technology section in anticipation of our meeting with South Dakota.
- 5/3/2011 – Updated the DDI Best Practices document and added a section on Implementation Process and the 2007 WI DMV study.
- 4/13/2011 – Updated the “States that Allow and Require ELT” map, added Iowa study notes.
- 8/13/2010 – Many changes, including updates to ELT Only states (Arizona and Wisconsin).
- 2/3/2010 – Added details on which states send titles with liens to the lienholder and which send them to the owner.
- 1/6/2010 – DDI will be visiting with the Nebraska DMV on January 13, 2010. At their request, we’ll be discussing the new ELT program (see Nebraska’s legislation requiring the development of a program by 1/1/2011) with representatives from Nebraska banks, auto dealers, and credit unions. As part of our preparation, we have prepared an updated “Best Practices” document.
- 1/1/2010 – Louisiana now requires all lenders to participate in ELT. The Office of Motor Vehicles (OMV) is providing a grace period through June 30, 2010 to allow lenders to sign up. For more information on DDI’s involvement in LA, please see our press release.